How To Select The Perfect Knife

Hunting

Hunting

Finding the right knife will vary dramatically depending on your needs, usage experience, and of course your environment. Some people could use a single knife to satisfy all of their needs; a smartly chosen knife can perform every outdoor task imaginable and perform to your standards. However, if your needs are much more demanding and varied, and you’ll be spending significant time in a rural environment, a “one blade fits all” mentality may not be suitable.  One of the most significant considerations when purchasing a knife is your environment. In a city, with limited space, and generally fewer demands from your knife, it can often be suitable to select a knife that serves many roles, filling any need that may arise.

But if living and hunting in places like Alaska, one would most certainly need a top of the line hunting knife.  It’s a place where the average person would have some knowledge and/or experience as to what qualities are most important in a high-quality, do-all hunting knife. First, it has to be sharp and easily resharpened in the field. Second, it has to be tough enough to handle some serious abuse. A blade must be strong enough to work through a moose hip socket, but nimble enough to skin a black bear without leaving the hide with more holes than a welder’s overalls.

Hunter's Knife

Hunting Knife

A top rated hunting knife may not be suitable for an urban environment, as the demands of the two environments are significantly different.  But if you are going to spend significant time in the outdoors, it is essential to find a knife that will serve the needs that you require. If you ask any true outdoorsman, they will tell you that a good knife is the most useful tool on your belt.

As far as price is concerned, hunting knives can range from as low as $8 to $100 and above, with some even running as high as $300.  There are many things to look for in a knife besides efficiency and effectiveness, and the most important is how safe it is  to handle and use.  Another aspect to look for is the build quality — how sturdy is it and how much sleekness does it offer.  A lot of knives come with gut hooks that are supposed to assist better when it comes to skinning and basic hunting. The gut hook can be handy for cutting the animal properly without ruining the meat.

One more important thing to keep in mind here has to do with the types of hunting knives. Broadly, there are two types of hunting knives. The first is the fixed-blade hunting knife and the second is the folding-blade knife. The fixed-blade knife is the knife with the blade fixed and usually comes with a sheath to cover the blade. The folding-blade knives come with a blade that can be folded into the handle. A folding-blade knife consists of moving parts while a fixed-blade knife has no moving parts. This is all very important and can impact usage based on experience and can  have a direct bearing on the durability of the knife in many cases.

These are all things to consider if you’re not familiar with knives and looking to purchase one, but the most important thing to remember is safety comes first. Regardless of your environment, be sure to be educated and diligent about knife safety. From your top rated tactical knife, to a common Swiss army knife, respect the blade and it will prove to be your most useful tool.




Buying a House: Where does all That Money Come from?!

hard money loans3When someone is interested in buying a house, they often do not have all the money they need liquid, sitting in a bank account. Houses can be very expensive, meaning even many adults need to borrow money in order to buy a decent place to live. There are several ways for someone to obtain that money, so let’s examine the most popular to understand the work that goes into securing it.

Most commonly, when someone wants to buy a house, he or she will go to the local bank and ask them for a mortgage — a loan specifically for the purpose of buying property. The bank takes a lot of information into account when considering someone for a mortgage. First, they look at someone’s work history, along with any relevant sources of income. They want to see that the person buying the property has a job or is otherwise generating income (through investments, rental property, company ownership, etc.), and is making enough income to be able to afford all the payments that will be associated with the property, most notably the mortgage payment, every month.

Second, they look at their current level of debt. Debt is anything a person owes another person, company or entity. The bank has to make sure that the buyer isn’t obligated to give too much money making payments to other people relative to their income level.

Third, they check the buyer’s credit score and history. A credit score is based on how well adults interact with their debts. The bank or lender need to ensure that the person seeking the loan has a good history of paying back everything as obligated — if they haven’t paid other hard money loans responsibly in the past or otherwise managed their money and debts, it is a good indicator that the person may default in timely mortgage payments as well.

hard money loans2Weighing all of these factors, the bank will generate an offer for the borrower, explaining the amount of money the bank is willing to lend, and under what terms: how long a repayment term and at what interest rate. The underwriting involved with your mortgage will be complicated, and the application process can be exhaustive. Additionally, many people in the market for a property will have gone to the bank or a mortgage broker to secure a pre-approval letter; it’s important to understand that what the bank eventually ends up extending to you may differ from what was initially indicated on the pre-approval letter, as the pre-approval is not a contract, rather an estimate of what you will be granted.

hard money loans 1When considering home ownership or property acquisition, it’s important to seek the advice of a financial planner and/or mortgage broker to know how best to organize and present your finances for a favorable response after applying for a mortgage. Also know that when you apply for a mortgage, your lender will make what’s referred to as a “hard pull” of your credit — meaning that it’s understood that you’re seeking to undertake new debt, so your credit score will be affected by the action. If you’re on the fence, it may be best to wait until your decision is certain, lest your credit be negatively affected during a moment of indecisiveness.




Top 7 Phlebotomist Schools For Urban Students

Phlebotomy is a an excellent career path to consider. Since blood is the source of human life, thereo will always be a need for Phlebotomists.  Demand for phlebotomists is on the rise, and the field is expected to grow substantially over the coming years. Becoming a Phlebotomist requires certain certifications and licenses, as well as specialized education in the field. To help those considering Phlebotomy, I decided to find a list of schools here in the US which offer concentration in Phlebotomy.

Rasmussen College

Rasmussen College offers a certificate in Phlebotomy. Loans & financial aid are available as well as online classes; a huge convenience for those who may have a family or are working full time. In as little as nine months, you can complete the Phlebotomy Certificate at Rasmussen College. It provides the specialized education and hands-on skill development necessary to start or advance a career in today’s hospitals, clinics, or blood centers. With curriculum aligned to prepare you for a national phlebotomy certification exam, you can apply to take this exam at no additional cost upon graduation.

Remington College

Remington College offers a diploma program that provides financial aid assistance, on time graduation rates & placement rates. It is also accredited with the ACCSC (Accrediting Commission of Career Schools and Colleges). The program can last between 4 -12 months and it will help students acquire the necessary skills and aptitudes to perform in clinical settings. Students will learn different methods of collecting blood, core codes of practice, and the importance of each; making students more marketable in their field.

University of Phoenix

University of Phoenix has its own Phlebotomy course. This online school has hubs throughout the united states, with public computers and staff available to assist students with questions etc. You can also attend an orientation workshop today at no cost, with class sizes averaging 15 students. They also have a cool mobile app from which you can view course details.

Cleveland Institute of Dental-Medical Assistants

This Cleveland-bases institution offers a hands on Phlebotomy certificate. It explores essentials in phlebotomy with an emphasis on the equipment, techniques and the common laboratory tests. Cleveland Institute of Dental-Medical Assistants  has one of the highest satisfaction rates from graduates, and is well worth consideration.

North Coast Medical Academy

The NCMA yields a 10 week certificate program, day & evening schedules available, and excellent hands on training. Studying Phlebotomy here will also make students eligible to take the Nationally Registered Certified Phlebotomy Technician Exam. This lesser known school has strong advantages, and solid track record.

Kaplan University

Kaplan University offers its own Phlebotomist certificate. Prior to completing this program, you will be required to complete an externship to gain on-the-job experience as a phlebotomist. Kaplan University offers multiple start dates, giving you greater flexibility with your education, life, and work schedules.

Pima Medical Institute

At PMI you can earn your certificate in just three months. This approach allows you to quickly get into the medical field, earning relevant experience for a career in health care. Pimas Phlebotomy Technician certificate program provides training in obtaining blood specimens by benipuncture and microcollection techniques. Phlebotomy technician classes also teach you to collect and process other clinical specimens. As a graduate, you can work in hospitals, physician offices or in independent labs.




Is Skateboarding Truly a Dangerous Activity in Cities?

Skateboarding can be an extreme, fun activity, requiring very little equipment. With just a board, a pair of skateboard trucks, four wheels and a little bit of sidewalk, you can board to your heart’s content. It can even more enjoyable if you can find a local skate park to go to with some friends in order to perform some tricks, but can be equally enjoyable in a more peaceful, meditative way by simply riding around the neighborhood. And with all of the jumps, tricks and grinds that are available to learn and experiment with while on a skateboard, it can be an easy form of exercise to get you out of the house on a nice day.

Unfortunately, there have been some movements that are trying to limit the amount of skateboarding that can occur in certain cities. One example of this is in downtown Covington, Louisiana. This movement is setting up a contentious discussion in the area and it will be brought up at the next council meeting of the city.

The proposal that is being made in Covington is meant to make it unlawful to be riding on a skateboard “on any sidewalk within the city of Covington.” It also states that it is illegal to ride on a skateboard in “an unsafe or dangerous manner as to put himself or herself or others in danger of serious bodily injury or death.” It is expected that the Covington police would be the ones to enforce this law if it went into effect and they would be able to take the skateboard. Those who violated this law could pay anywhere between $25 to $100 in fines.

city skateboarding

can city skateboarding be dangerous?

This has sparked an outrage among those who are skateboard enthusiasts and the discussion might get intense at the next council meeting. The law, which is meant to protect those who are not on the skateboards from those who are not using the proper caution, could really limit the freedom of those skateboarders who are being careful and considerate of others. So far the proposal has just been proposed in Covington and no discussions have been brought up yet.

Covington is just one of many cities around the country who are submitting such proposals. Many pedestrians are tired of almost being run over and drivers are frustrated with having to swerve for skateboarders who are always trying out new tricks or getting in the way in the streets. Many people feel that these laws are necessary in order to prevent accidents and injuries due to skateboarders.

Right now those who are causing the mischief on skateboards are a minority and could cause a lot of problems for those who are trying to be careful and considerate of others. The freedoms of these cautious skateboarders could be at risk depending on how the council meetings go in each state. If you would like to show disfavor for these proposals, it would be a good idea to show up and voice your opinion in your community.




Why Urban Mothers Are Going With Light Weight Strollers

Living in an urban setting causes a little more chaos for those with little ones, and when it comes to navigating the urban jungle it helps to have something that’s on your side. Known as one of the most important pieces of gear amongst parents, lightweight strollers are perfect for a mom that’s on the go. Why urban mothers are going with lightweight strollers has everything to do with maneuverability, accessibility, cost, and style.

Lightweight strollers are more maneuverable than regular strollers, allowing them to be pushed with more ease through crowded sidewalks, grocery stores, and quick trips around town.  Because of the way the stroller is designed, parents won’t want to use this with a baby that cannot hold itself up, although, some of the lightweight strollers are designed to allow for car seat attachments. Heavier toddlers will affect the maneuvering of the stroller, so some parents advise that you take this into account when using the lightweight stroller with a heavier toddler. Often times spaces that were once easier to manage walking through become difficult to navigate with a regular stroller, the lightweight stroller allows for moms to move about with the stroller without having to worry about knocking things down, or being asked by associates to leave the stroller up at the front of the store.http://www.babble.com/products/babble-best-strollers-2/

Why lightweight strollers in a city?

The urban environment doesn’t often allow for convenience of driving so its important for urban moms to have something that can fold up quickly when getting onto the train, bus, or even when hailing down a taxi. Most lightweight strollers, fold up quickly and are able to fit in almost any trunk. Because the stroller is smaller, its easier to carry and depending on the model, some are able to stand upright even after being folded.

Community.babycenter.com has had quite a few reviews from moms talking about various brands that they use, amongst them, Bugaboo, City Mini, and Phil & Ted’s, these brands seem to be the best for getting around the city and hopping on trains.

Looking for lightweight strollers?

Lightweight strollers being smaller are perfect for moms who have to trek up train stations that don’t have an elevator, or when trying to get through tight corners in a store.  Not only are these strollers smaller in size they’re also smaller in price. Most mother’s seem to agree that its best to have two strollers but its all a matter of need and opinion. For some urban moms the price tag can be a make it or break it when choosing a stroller. Maclaren brand can be found for around $99. Maclaren is also better suited for urban moms on the smaller size and is easier to manage on public transit.

For moms on the go, there are plenty of options when it comes to choosing a lightweight stroller. Of course, every options comes at a price, but tailored to the urban mom’s need. Stroller Mama allows you to pick and choose which colors you prefer, allows you to add attachments which is perfect for new baby or strolling with two under two. Moms that are torn between their options are suggested find their nearest baby retailer and give the strollers a test on their own, to get a feel for how the stroller will work best.

stroller light weight

Urban moms have a lot to tackle when it comes to getting around with ease and having a little one along shouldn’t make it more difficult. Lightweight strollers provide ease in mobility, are able to fold up quickly and conveniently allowing for quick transitions from sidewalk to train or car, are cost efficient, and can be styled to match your taste. For the urban mom the simple choice, is the best choice, which is why urban moms are choosing to use lightweight strollers.visit this link for more details.




Bird Feeding In City Areas

Many families decide that they would like to create a fun bird feeding area near their homes. They are tired of their children spending all of their time in front of the television or playing video games all day long. Finding a way to feed the birds out in the sunshine is a great way to give your kids a new experience while also spending some quality time together. If you are interested in creating a great bird feeding area, here are some of the tips that you should try out to make the most of your outdoor experience with feeding the birds.

cup3The first things that you will need to decide about is what different types of birds you would like to attract to the area and which ones are already in the area near you. You can look online or at local outdoor stores in order to find the field guides for your state. This will list the different birds that are present in your area, making it easier for you to get the right materials for the birds you want to see. Also, something to consider is how to keep other creatures from disrupting the bird feeding area. Squirrel proof bird feeders are a great way to keep pesky squirrels, possums and other animals out of the birds area.

Next, you need to make sure to provide the birds with some clean water. Many families will choose to get a simple bird bath to put it near the bird feeder to attract in more birds. Whether you are choosing a ornate or simple bird feeder, you should make sure that all materials that are chosen are non-porous and non-toxic and that you will be able to clean it out without using any chemicals. Take the time to clean out the bird bath on a regular basis so that the birds will keep coming back for clean drinking water.

You might also want to consider a shelter for the birds to hang out in or that they can use to stay clear from predators. Many birds might need a safe place that they can hang out in or just to rest after flying around. If you are able to provide them with this shelter in addition to some good food and a nice bird bath, then you are more likely to attract a lot more birds to your area. The shelters that you make could include human made shelters, loose brush, and even bushes.http://www.birdfeeders.com/resources/wild-bird-articles/birding-in-the-city

Of course, you are going to need to provide the birds with food to keep them coming back. This is why it is so important for you to determine which kinds of birds are in your area so that you make sure that you are cup2getting the right kinds of foods for the birds in your area. For example, if you have a lot of finches in your area, you might want to provide them with lots of thistle while chickadees and woodpeckers will like suet. Sunflower seeds are a good option if you are looking to attract birds such as blue jays and cardinals. In addition, if you are not sure what kinds of birds are in your area, you can always use mixes of seeds or peanuts and cracked corn.

The feeder that you choose is also important when attracting the bird. You will need to make sure that the kind of feeder that you are choosing will mimic the bird’s natural feeding as much as possible. While it is possible to buy a feeder at the store, you can also make your own from home. Large birds will like a flat surface to eat out of while finches would prefer to eat upside-down. Make sure that you keep the feeder away from other animals as much as possible to get the best results with your birds.

 




Best Urban Ladies Bikes

Owning a bike in an urban setting can be extremely beneficial when it comes to transportation or just enjoying a day out, by cutting down on commute time and allowing some sunshine, you’ll be thankful that you decided to switch. Choosing the best urban ladies bikes can be a challenge, especially if you’re new to commuting via bicycle.  While there are many selections to choose from, here we offer a more narrowed down search. Compiled through research, here are the best urban ladies’ bikes.

Raleigh Port Townsend is the perfect bike for commuting or doing some light touring. Custom fenders come in handy for when the road gets wet. Listed as one of the top bicycles on Bicycling.com for 2013, this bike is sure to make its way to the top for 2014. Sizes range from 50cm, 53cm, 55cm, 57cm, and 59cm, which makes this bike ideal for ladies who are of average height and above. While this bike cannot be ordered online, you can find it at your local retail, and Raleigh is offering $50 and $100 rebates until the end of April.go to http://totalwomenscycling.com/bikes-gear/great-under-700-urban-bikes-435/ for more lady bikes.

Soma Buena Vista bikes range from frame only or you can purchase a completed bicycle from your local retailer. Armed with moustache bars, 650b tires, IRD 9-speed indexed thumbshifters, and a pearly white coat of paint, this bicycle is sure to give you a smooth ride. You can find this bike at your nearest local bike shop, or enter in your zip to find the nearest Soma retailer near you. Sizes come in, 50cm, 54cm, or 58cm.

State Co. is a rider-developed bike company based out of Tempe, Arizona. All of their bike’s are fixed gear/single speed and certain models are offered for a limited time only. The currently offered Domingo comes in either basic or deluxe, this bike is stylish without the unnecessary accessories added to the price with other bikes. You can choose your color and decide if you want to add lights, a lock, tube set, or water bottle cage. Sizes come in, 42cm, 46cm, 52cm, or 56cm, so its perfect for all sizes. Bikes can be ordered online and ship with some assembly required.

Schwinn is a long standing name known amongst bikers. Known for their retro designs, this bike is anything but old. The Rendezvous 2 is a pale pink 7-speed bike that allows for adjustments on various terrains and comes complete with fender set and front basket with coffee cup holder making for a nice morning commute. You can find this beauty at your local bike shop or enter in your zip code to find your nearest retailer. Sizes come in, XS, S, and M.

Womens-FX-park

Finding the right bike for you can be a task in itself, hopefully these choices make the process a little easier. As always though, in order to really find the right bike, it’s always best to try one out for yourself. It’s also a good idea to review bicycle laws in your area and always gear up with a helmet and bike lights just to be safe.




3 Favorite Scuba Gear Shops in Miami

Scuba divers are constantly looking for the hottest scuba gear shops. With Miami’s sprawling beaches and breathtaking ocean views, Miami is filled with scuba gear shops which offer some of the finest scuba equipment available. The best scuba gear shops offer not only the best scuba gear, but also a very knowledgeable staff, classes, and scuba gear rental equipment. Below are three of the favorite scuba gear shops in all of Miami and have something to offer the first time diver as well as certified divers and well trained professionals.

One: South Beach Dive and Surf Center

South Beach Dive and Surf Shop is a five star facility conveniently located in the heart of South Beach. Established in 1995, the South Beach Dive and Surf Shop offers some of the finest trained diving instructors who will gladly walk every new comer through the proper way to dive, have fun and stay safe through their Discover Scuba classes. South Beach Dive and Surf also offers more advanced classes as well as open water classes for more advanced divers. Providing world class one day diving trips to some of the hottest diving spots like Key Largo, all who go to South Beach Dive and Surf Shop will have a blast and be sure to find what they are looking for.

Two: Pro Dive International

Pro Dive International is located in sunny Ft. Lauderdale – minutes away from downtown Miami. Pro Dive International offers daily scuba diving and snorkeling charters which leave from port at various hours throughout the day to accommodate its customers. Pro Dive International has a 60 foot dive boat, allowing for more than ample room for a comfortable ride out to some of the most breathtaking dive sites. Offering scuba lessons and classes for the beginner and novice alive, Pro Dive has the experience and expertise to make every scuba trip memorable.http://miami.cbslocal.com/top-lists/best-scuba-ops-in-south-florida/

Three: Aquaknots Dive Center

Located very close to the Miami International Airport, Aquaknots is a smaller shop that prides itself on excellent customer service for over twenty years. Speaking English and Spanish, this family owned company prides itself on being able to serve everyone who seeks them out. Offering a wide array of services including equipment rental, a state of the art dive shop, as well as classes, Aquaknots has something for everyone. Aquaknots also received the award of number one dive shop in all of Miami by the New York Times in 2010.

scuba diving shop

Conclusion:

South Beach has more than miles and miles of sandy beaches to offer its visitors. The beautiful reefs, under water sea life, and vibrant fish living just beneath the ocean’s surface are just waiting to be explored. If you are planning a trip to Miami, or are lucky enough to live in this wonderland, be sure to visit one of the above scuba shops. These shops not only have all the necessary equipment for rent, but they are all passionate about what they do, helping others, and bringing the joy of scuba diving to their customers. So, grab your scuba gear and get ready to explore and entirely new world underwater.




7 Safety Tips for Road Biking on City Streets

Busy city streets can pose a lot of potential safety risks for those riding their bikes. With more and more bikes on the road, riding smart has become even more crucial to making sure you, and those around you, are safe while on the road. With these seven easy to follow tips, not only can you still ride your bike in the busiest of cities, but can do so with the utmost of safety.

Tip 1: Ride in a Straight Line

Riding in a straight line offers motorist a clear line of vision and allows them to know you will be riding predictably and not making any sudden turns or veers. Obey all of the traffic laws, adhere to stop signs and signals and do not weave into and out of traffic.

Tip 2: Look, Signal and Look Some More

Before making any lane changes it is extremely important to look at where you want to go. If at all possible try to establish eye contact with drivers, as this well ensure the driver sees you and where you are trying to get too. When you are turning, or making a lane change, make sure to properly signal so all drivers in sight can see your hand signals. And before you do make a turn, make sure to look again, and never assume drivers did see your hand signal or that it is safe for you to turn.

Tip 3: Watch Out for Car Doors

Drivers, especially those in a hurry, may open there door without giving second thought to the potential that someone is riding a bike near their car. If at all possible, try to leave room between yourself and cars which are parked, or that are in the process of parking. This will give you ample room to get out of the way in case a car door does unexpectedly open in your direction.

Tip 4: Stay Visible

If you are riding during the day wear brightly colored clothing so that you can be seen from far away by drivers. If you are riding your bike during the evening hours, it is recommended to use reflective materials, lights on your bicycle and other items which will reflect car headlights so drivers can see you easily.http://vancouver.ca/streets-transportation/cycling-safety-tips-and-regulations.aspx

Tip 5: Do Not Wear Headphones

Most states only allow you to wear one headphone while riding a bike, but it is recommended to not wear any at all. Not only do headphones distract you from the road and the busy streets, but they also drown out horns and other potential warning signs which could keep you free from having a serious accident.

road biking

Tip 6: Use a Bell

Bells on bicycles are not just for little kids, but for adults as well. Use your bell to properly alter drivers, other bike riders, as well as pedestrians.

Tip 7: Wear a Helmet

Helmets may not be the most comfortable thing to wear, but they can save your life and keep you from sustaining serious head trauma. Helmets are also required by law for children who are under the age of 13 years old.for more information, read full blog post.




Is Air BNB The Best Way to Rent in Expensive Cities?

For people living in expensive cities, rent can be through the roof and extremely unaffordable for many. Air BNB has created a one of a kind way which partners those looking to still live the big city lifestyle on a less than big city budget. Air BNB partners people who live in big cities with travelers looking to get a taste of The Big Apple, The Windy City or even The Big Easy. By pairing people who live in large, and expensive cities, with those looking to travel and a place to rest their heads, Air BNB has found a way for everyone to get a taste of the big city lifestyle on almost any budget.

What is Air BNB?

Air BNB is a community of likeminded people where guests can rents spaces from various hosts around the world. Air BNB allows people to travel at a more reasonable price, but paring people who have extra square footage with people who are looking to travel and need somewhere reasonably priced to stay. One of the things people love about Air BNB, apart for its money saving feature, is getting to know people and develop new friendships all across the globe.go to this website for more updates.

How does Air BNB Work?

Air BNB offers a safe and secure payment system. Once the payment is collected, both the host and the guest receive notifications saying the payment has gone through and the reservation is complete.

Guest can also rest assured they will be issued refunds for a variety of reasons including:

• change in plans by the guest
• change in plans by the host
• unforeseen travel mishaps such as canceled flights

Reasons People us Air BNB

People have flocked to Air BNB for an assortment of reasons, not all of which are monetarily based.

• to help supplement income by renting out extra room in the house, or apartment, to travelers

• to travel around the United States on a limited budget and know they are staying in a safe, and comfortable place.

• To meet people from all around the world and get to know people from other cultures, backgrounds and populations.

• Hotels in the big cities are often booked, or extremely unaffordable.

Air BNB offers a safe place to stay at a very reasonable price, and more often than not, there is always someone willing to host you in their home.

airbnbnyc

Why Host?

Opening up your home to a complete stranger may seem like an incredibly risky move. Air BNB has not only done its best to vet customers, but also offers a $1,000,000 host guarantee with every booking. This booking allows hosts to rest assured they will be protected in case of stolen items or other damage caused by a guess and comes at no charge to the host.

Why Rent with Air BNB?

If you are looking to rent in an expensive city, Air BNB may be the perfect solution for you. Hosts have committed to providing a five star cleanly place to stay with proper amenities, which will make your traveling far more enjoyable. Staying with a local also offers you direct access to people who know the city, the host spots and may even drive you to areas you wish to visit and explore – all for a very reasonable price.http://priceonomics.com/hotels/ has more information about Air BNB.




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